TERmS OF SERVICE
These Terms of Service (“Terms,” “Agreement”) govern your use of the website operated by Ledger and Loom Press (“we,” “us,” “our”) at [Insert Website URL], and the purchase, download, and use of our digital products, including the Contractor’s Handbook (“Product,” “Book”).
By accessing our website or purchasing any digital products from us, you acknowledge that you have read, understood, and agree to be legally bound by these Terms. If you do not agree with these Terms, you must not access the Site or use any of our products or services.
1. Eligibility
You must be at least 18 years old or the age of majority in your jurisdiction to access and use this Site or purchase digital products. By using the Site or purchasing products, you represent and warrant that you meet these requirements.
2. Ownership and Intellectual Property
All content provided by Ledger and Loom Press, including but not limited to the Contractor’s Handbook, website text, graphics, branding, product designs, layout, files, and source code, is protected under U.S. and international copyright, trademark, and intellectual property laws.
Unless otherwise stated, we retain full ownership and rights to all materials and digital content offered. Portions of the content may have been generated or assisted by AI tools under human authorship and creative direction. As the final human author, Ledger and Loom Press claims full legal authorship under applicable copyright laws.
You may not:
Copy, reproduce, modify, translate, republish, upload, post, transmit, or distribute any materials in any form
Use the content for any commercial purpose or public display
Sell, sublicense, or transfer your access to others
Circumvent technical protections or DRM features
Violation of these terms constitutes infringement and may result in immediate account suspension, access revocation, and legal action, including damages and injunctive relief.
3. Digital Product License
When you purchase the Contractor’s Handbook, you are granted a limited, non-transferable, non-sublicensable, revocable license to download and access the Book for your own personal, non-commercial use.
This license does not confer any right of ownership, resale, distribution, or public performance. Unauthorized sharing, uploading, printing for mass distribution, or modifying the content for resale is strictly prohibited.
We reserve the right to investigate and take legal action for suspected violations of this license agreement.
4. Orders and Payment
All purchases are processed securely through our third-party payment processor. By submitting payment, you confirm that:
You are authorized to use the payment method provided
All information you submit is accurate and truthful
You understand that your purchase is for a digital product and is non-refundable
We reserve the right to refuse or cancel any order for any reason, including suspected fraud or abuse.
5. Delivery of Digital Goods
Upon successful purchase, you will receive an email with a download link and/or be redirected to a page where you can access the Product. If you do not receive the link within 15 minutes, contact support@ledgerandloompress.com for assistance.
You are responsible for:
Ensuring your device has the appropriate software to open the file (PDF or other)
Backing up the file after download
Notifying us of any technical issues within 7 days of purchase
We are not liable for:
Lost files due to user error
Incompatibility with third-party software or devices
Delivery failure due to incorrect email or spam filters
6. Refund & Cancellation Policy
All digital product sales are final. Due to the nature of digital goods, we do not accept returns, exchanges, or offer refunds once access has been granted or the file has been downloaded.
If you experience technical issues preventing access, we will make reasonable efforts to resolve the problem.
7. Disclaimers
The Contractor’s Handbook is intended for informational and educational purposes only. The content does not constitute legal, financial, construction, or professional advice, nor should it be used as a substitute for consulting with licensed professionals in your jurisdiction.
Ledger and Loom Press makes no representations or warranties of any kind, express or implied, regarding:
The accuracy, completeness, reliability, or availability of content
The suitability of the Book for any specific purpose
Results you may obtain from using the Book
You assume full responsibility for your use of the Book and any decisions you make as a result.
8. Limitation of Liability
To the maximum extent permitted by law, Ledger and Loom Press and its affiliates, directors, officers, employees, and agents shall not be liable for any damages, including but not limited to:
Direct, indirect, incidental, punitive, consequential, or special damages
Loss of data, revenue, or business
Claims arising from your use, misuse, or inability to use our Products or Site
In jurisdictions where liability limitations are restricted, our liability shall be limited to the purchase price of the Product.
9. Indemnification
You agree to indemnify, defend, and hold harmless Ledger and Loom Press, its affiliates, employees, licensors, and service providers from and against any and all third-party claims, liabilities, damages, losses, or expenses (including reasonable legal fees) arising out of or relating to:
Your use or misuse of our Site or Products
Your breach of these Terms
Your violation of any applicable law or the rights of any third party
10. Termination
We reserve the right to terminate or suspend your access to our Products or Site at any time, without notice or liability, if we determine, in our sole discretion, that you have violated these Terms.
All provisions of these Terms which by their nature should survive termination (including ownership provisions, disclaimers, indemnity, and limitations of liability) shall survive termination.
11. Privacy Policy
Our collection and use of personal information is governed by our [Privacy Policy], which is hereby incorporated into these Terms. By using our Site and purchasing Products, you consent to the practices described in our Privacy Policy.
12. DMCA Compliance
If you believe that any content on our Site or Products infringes upon your copyright, you may file a notification under the Digital Millennium Copyright Act (DMCA). Please send all such claims to:
Ledger and Loom Press
📧 Email: support@ledgerandloompress.com
Your notice must include:
Identification of the copyrighted work
A description and location of the infringing material
Your contact information
A statement made under penalty of perjury
Your signature (physical or electronic)
13. Governing Law & Jurisdiction
This Agreement shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles. Any dispute arising out of or related to this Agreement shall be resolved exclusively in the state or federal courts located in Hillsborough County, Florida.
14. International Users & GDPR
If you are accessing the Site from outside the United States, you do so at your own risk and are responsible for compliance with your local laws. We do not guarantee that our services or products are appropriate or available in other countries.
If you are located in the European Economic Area (EEA), our processing of your personal data complies with the General Data Protection Regulation (GDPR). You have rights including the right to access, correct, or request deletion of your personal information.
15. Entire Agreement
These Terms constitute the entire agreement between you and Ledger and Loom Press with respect to the use of the Site and the purchase of digital products. No waiver of any term shall be deemed a continuing waiver, and if any provision is held invalid, the remaining terms shall remain in full force and effect.
16. Contact Us
For any questions about these Terms, your purchase, or support requests, please contact:
Ledger and Loom Press
support@ledgerandloompress.com
Tampa, Florida, United States
